DataX is the premier provider data products and services to support lending decisions for specialty finance products delivered to the underserved credit market. We combine the benefits of FCRA compliant credit reporting with data services that focus on real time identity verification and fraud prevention.
DataX enhances lender decisioning, and fosters fair and consistent consumer lending practices. With accurate data, lenders have greater flexibility in the design and delivery of new financial services that meet evolving consumer needs.
As a data aggregator, we have selected the best data available, resulting in the delivery of the highest levels of customer authentication in the industry. Strict reporting standards generate detailed consumer credit reports, providing to the data our members require to make fair and responsible underwriting decisions. When integrated into your real-time customer transactions DataX delivers never before experienced efficiency and effectiveness to our customer's businesses.
Contact DataX for a needs assessment to identify which business solution will work best for you. We can then design customized decisioning models that will deliver the results that you need to match your unique business requirements.
Credit Reporting
How do you...
Know if your customer is credit-worthy?
We provide actionable data to allow businesses to refine their underwriting rules to evaluate consumer risk so they can match the right product to the right consumer.
Identity Authentication
How do you...
Know you are communicating with a legitimate customer?
Our customized solutions combat the growing threat of fraud and identity theft while supporting a consumer-friendly online environment.
Data Services
Do you know...
If your data analysis is helping you make smarter business decisions?
Poor data quality can misidentify good leads as faulty and skew your lead verification, lowering your ROI.
Need More Information?
Contact us today to find out how to apply our solutions to your business.