Decisioning Waterfall
The success and overall profitability of lenders operating in today’s unstable market is dependent upon access to accurate and timely information regarding a consumer’s application velocity and loan performance. Managing the decisioning waterfall from the initial receipt of loan applications by the lead generator, through to the lender’s decision to fund, requires access to aggregated and tested data from a variety of public, non-published and proprietary data sources.
DataX enables top lenders to manage their underwriting decisions by providing access to timely, reliable, predictive data via a robust and flexible decisioning platform. Based on portfolio objectives and lending experience, lenders can establish a customized rule set for selecting and weighting data using our proven proprietary platform. Flexible decisioning allows for critical adjustments in response to changing market conditions or business priorities to help advance mission critical goals.
For more information please contact us.