About Us
Founded in 2004 to address the need for real-time credit reporting and data verification focused on the near-prime borrower, DataX created the first subprime reporting agency compliant with the Fair Credit Reporting Act. DataX’s CRA allows lenders to draw upon real-time transaction-based payment detail to support their lending decisions and reduce exposure to potential financial losses and fraud. Ready access to a complete, up-to-date repository of subprime data unavailable through traditional bureaus provides lenders with unique insights and a distinct advantage used for profitable lending decisions.
Beyond our unique CRA, DataX supports you with a complete suite of decisioning support services that include real-time identity authentication, bank account verification and skip-tracing solutions. We process more than 250,000 transactions daily through our clients and affiliates. Our flexible, customizable solutions proactively counter the increasing threat of fraud and identity theft while supporting a consumer-friendly environment.
DataX is backed by the strength and resources of Selling Source, LLC, which offers specialty finance lenders an end-to-end solution for acquiring, funding, underwriting and retaining customers. Based in Las Vegas, Selling Source was ranked No. 68 on the 2008 Inc. 500 list of the fastest-growing private companies in America.
For more information please contact us.